Bowers Real Estate & Appraisal Services

We confidently state that Bowers Real Estate & Appraisal Services is an FHA-certified appraisal firm in CA. If you have an FHA-insured mortgage, be sure to contact Bowers Real Estate & Appraisal Services, as we are approved and qualified to handle FHA reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Bowers Real Estate & Appraisal Services is well-trained on how to work in accordance with the rules and regulations provided.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is secured by them. None of the funds are provided by the FHA; what the FHA does is ensure that the loan is taken care of in case the borrower doesn't pay their loan. The FHA and their loan programs are formed to help low-to-moderate income buyers help meet credit requirements if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lower income or less starting capital to put down on a loan are assisted the most from Federal Housing Administration loan programs.