Bowers Real Estate & Appraisal Services is your FHA certified appraisal company

The FHA keeps a roster of approved appraisers for each state - Bowers Real Estate & Appraisal Services is on the roster of approved appraisers for CA. If you have an FHA-loan, be sure to get with Bowers Real Estate & Appraisal Services, as we are approved and certified to handle FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

An FHA loan is backed by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lending company takes care of all the money in the loan; the FHA simply backs the transaction through mortgage insurance in case the borrower does not pay off his or her loan. Applicable to all consumers, FHA loan programs are designed to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely useful to those consumers with less accessible starting capital.